The Paycheck Protection Program has re-opened and Citizens Bank of Ada again stands ready to help small businesses.

Personal CDs & IRAs

Certificate of Deposit (CD) 

When it comes to earning money on your deposits, a Certificate of Deposit provides great security. At Citizens Bank of Ada, you have lots of choices with competitive rates. Please contact any of our Customer Service Representatives to discuss your options.


  • Flexible terms between 90 days and 60 months
  • Minimum deposit to open is $1,000
  • Competitive interest rates
  • Interest rate remains unchanged during the term of the CD
  • Several interest payment options
  • Can be automatically renewed at maturity of CD
  • Can be used as collateral for a personal loan

Individual Retirement Accounts

Individual Retirement Accounts, also known as IRA’s, have been around for a long time. IRA’s for the taxable year can be opened and funded any time between January 1 of the prior year and the date your tax return is due for the current year. Please contact any of our Customer Service Representatives to discuss your options. 


  • Roth IRAs
  • Traditional IRAs
  • Minimum deposit to open is $100
  • Terms: 18, 24, or 60 months
  • Competitive interest rates

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