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Home Mortgage Lending

We Make Dreams Come Home

Before you begin house hunting, talk to one of our mortgage specialists. They will be happy to guide you through the home buying process.

As one of the most trusted home mortgage lenders in Ada, OK, Citizens Bank of Ada offers a variety of loan programs designed to meet your individual needs. We work hard to find what fits you best! Whether you're a first-time buyer, refinancing, building, or moving into your dream home, we are here to help. Apply for a mortgage loan online with us today!

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Find the Right Loan For You

Citizens Bank of Ada Mortgage Center offers:

Conventional loans- Down Payments as low at 3-5% with competitive fixed rates available.

FHA loans- Down payments as low as 3.5% with more lenient credit guidelines and great fixed rates.

USDA loans- Great for first-time or subsequent borrowers with no money to put down.

HUD184- Native Americans who have their tribal ID cards can qualify for loans with as little as 2.25% down and competitive rates.

VA- Veterans may be eligible for these low and no down payment options.

Construction loans- Ready to build your dream home? We are here to help!

Bridge loan- Found a new home, but haven’t sold your current home? We may be able to help you buy BEFORE you sell. Call us to learn more about efficient home mortgage lending.

HELOC- Use the equity in your house when it's convenient for you! Whether you're tackling a big project or a series of smaller ones, borrow what you need, when you need it for up to 10 years. 

To apply for a mortgage loan online, upload all relevant documents using the link below.

Document Upload

Talk to an Ada Mortgage Specialist Today!

Brigette Jones

Senior Vice President, Mortgage Loan Officer
Main Bank location
(580) 310-4443
Email Brigette
NMLS #539851

Missy Johnson

Missy Johnson

Vice President, Mortgage Loan Officer
Main Bank Location
(580) 310-4492
Email Missy 
NMLS #539850

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