Citizens Bank of Ada offers a variety of loan programs to meet your needs. We work hard to find what fits you best! Whether you're a first-time buyer, refinancing, building or moving up, we are here to help.
Conventional loans- Down Payments as low at 3-5% with competitive fixed rates available.
FHA loans- Down payments as low as 3.5% with more lenient credit guidelines and great fixed rates.
USDA loans- Great for first-time or subsequent borrowers with no money to put down.
HUD184- Native Americans who have their tribal ID cards can qualify for loans with as little as 2.25% down and competitive rates.
VA- Veterans may be eligible for these low and no down payment options.
Construction loans- Ready to build your dream home? We are here to help!
Bridge loan- Found a new home, but haven’t sold your current home? We may be able to help you buy BEFORE you sell. Call for details.
HELOC- Use the equity in your house when it's convenient for you! Whether you're tackling a big project or a series of smaller ones, borrow what you need, when you need it for up to 10 years.
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