The Paycheck Protection Program has re-opened and Citizens Bank of Ada again stands ready to help small businesses.

Why "it" Matters

Citizens Bank of Ada

"it" Does Matter Where You Bank

Citizens Bank of Ada was founded in 1967 by four of Ada's finest business and civic leaders, who between them had over 35 years of banking experience. They believed a bank should strengthen the surrounding community, and we still believe that today. 


"Empowering our neighbors to reach their dreams while honoring God by the way we serve."

Our mission at Citizens Bank of Ada is simple. We want to be good stewards of all that God has entrusted us and make an impact in our community and beyond. We believe that "it" does matter where you bank. 

"it" Factors

Service Minded

One of our top priorities is to meet the needs of our customers, neighbors, and community.

Relationship Focused

We believe in building an intentional and meaningful relationship with each of our customers.

Faith Driven

We pray before meetings and partaking in meals, and we seek the Lord’s will for our financial institution.


On November 19, 1965, the charter for Citizens Bank of Ada was granted by the Oklahoma State Banking Department. Organizers of the new bank wanted a locally owned bank, with local control and local decision making powers. 

On February 19, 1967, Citizens Bank of Ada invited the community to an Open House at the Main Bank location, at 123 West 12th. A local contractor constructed the beautiful new building, and local materials, such as the brick, were used wherever possible, boasting that Citizens Bank of Ada is a "local bank." 

As the town of Ada grew, so did Citizens Bank of Ada: 

  • 1978- The Motor Bank on the corner of 12th and Townsend was built.
  • 1986- An upper level was added to the Main Bank which nearly doubled its size.
  • Valentines Day, 2001- The Arlington Branch on the corner of Arlington and Country Club Road celebrated its Grand Opening.
  • October 2005- Citizens Bank of Ada opens a branch in the Ada Walmart.
  • December 2008- The South Branch on Cradduck Road opened.

Board of Directors

Bill Clark

Bill Clark

President, Great Plains Inc.

Jimmy Eppler

Jimmy Eppler

Citizens Bank of Ada

Clarence C. Buxton

C.C. Buxton III


Mike Cantrell

Cantrell Investments, LLC

Mary Garber

Mary Garber, CPA 

Financial Consultant

Wendell Godwin

Wendell Godwin

Stonecipher School of Business
East Central University

Joe Landrum

Joe Landrum

Black's Mens and Ladies Wear

Randall Pogue

Randall Pogue

Arrow Operating Inc.

Mike Smith

Michael G. Smith

Retired Trial Lawyer

John Treat

John Treat

Treat's Solutions

Riley Young

Riley Young

Citizens Ada Financial Corporation

Jenny Cypert

Jenny Cypert

Advisory Board Member
Business and Industry Director, Pontotoc Technology Center

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